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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,820 | $156,398-61.1% | $147,318-58.7% | $138,895-56.2% |
| Participation rate | 85.0% | 83.8%+1.2pp | 82.1%+2.9pp | 79.9%+5.1pp |
| Annual return | 16.05% | 78.75%-62.7pp | 70.43%-54.4pp | 145.39%-129.3pp |
| Employer contribution / active EE | $2,673 | $4,853-44.9% | $4,593-41.8% | $4,194-36.3% |
| Participant deferral / active EE | $4,794 | $8,237-41.8% | $7,906-39.4% | $6,396-25.0% |
| Admin fee / account holder | $2,111 | $14,976-85.9% | $13,708-84.6% | $12,562-83.2% |