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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,090 | $82,674-15.2% | $125,381-44.1% | $68,486+2.3% |
| Participation rate | 100.0% | 75.1%+24.9pp | 82.4%+17.6pp | 67.9%+32.1pp |
| Annual return | -20.51% | -5.97%-14.5pp | 572.31%-592.8pp | -7.85%-12.7pp |
| Employer contribution / active EE | $2,400 | $3,382-29.0% | $4,815-50.2% | $2,597-7.6% |
| Participant deferral / active EE | $3,393 | $6,111-44.5% | $7,448-54.4% | $4,028-15.8% |
| Admin fee / account holder | $1,805 | $6,277-71.2% | $10,007-82.0% | $5,404-66.6% |