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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,516 | $89,367-14.4% | $141,191-45.8% | $72,975+4.9% |
| Participation rate | 100.0% | 75.1%+24.9pp | 82.5%+17.5pp | 69.5%+30.5pp |
| Annual return | 28.31% | 111.87%-83.6pp | 71.41%-43.1pp | 81.01%-52.7pp |
| Employer contribution / active EE | $5,376 | $3,115+72.6% | $4,736+13.5% | $2,440+120.3% |
| Participant deferral / active EE | $5,657 | $5,419+4.4% | $6,710-15.7% | $3,608+56.8% |
| Admin fee / account holder | $1,293 | $5,957-78.3% | $10,264-87.4% | $5,124-74.8% |