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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,958 | $167,352-10.4% | $143,788+4.3% | $134,509+11.5% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -24.99% | 0.47%-25.5pp | -0.03%-25.0pp | 418.13%-443.1pp |
| Employer contribution / active EE | $23,176 | $5,620+312.4% | $4,952+368.0% | $4,741+388.9% |
| Participant deferral / active EE | $13,118 | $6,447+103.5% | $5,638+132.7% | $6,400+105.0% |
| Admin fee / account holder | $693 | $18,091-96.2% | $14,675-95.3% | $11,427-93.9% |