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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,847 | $32,117-50.7% | $71,089-77.7% | $64,173-75.3% |
| Participation rate | 6.7% | 42.7%-36.0pp | 54.6%-48.0pp | 69.6%-62.9pp |
| Annual return | 0.00% | -5.57%+5.6pp | 650.65%-650.6pp | 7.63%-7.6pp |
| Employer contribution / active EE | $560 | $712-21.4% | $1,088-48.5% | $2,381-76.5% |
| Participant deferral / active EE | $560 | $1,263-55.7% | $1,873-70.1% | $3,470-83.9% |
| Admin fee / account holder | $453 | $2,759-83.6% | $3,082-85.3% | $4,887-90.7% |