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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,619 | $217,427-54.6% | $185,837-46.9% | $167,518-41.1% |
| Participation rate | 100.0% | 86.0%+14.0pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 6.84% | 148.39%-141.6pp | 122.08%-115.2pp | 478.71%-471.9pp |
| Employer contribution / active EE | $3,960 | $5,874-32.6% | $5,168-23.4% | $4,838-18.2% |
| Participant deferral / active EE | $8,883 | $6,357+39.7% | $5,568+59.5% | $6,342+40.1% |
| Admin fee / account holder | $1,719 | $19,816-91.3% | $16,241-89.4% | $12,312-86.0% |