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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,052 | $96,678-38.9% | $86,640-31.8% | $139,466-57.7% |
| Participation rate | 52.2% | 74.4%-22.2pp | 71.7%-19.5pp | 80.3%-28.2pp |
| Annual return | 18.12% | 106.69%-88.6pp | 592.52%-574.4pp | 373.66%-355.5pp |
| Employer contribution / active EE | $1,581 | $3,265-51.6% | $3,024-47.7% | $4,754-66.7% |
| Participant deferral / active EE | $4,329 | $4,837-10.5% | $4,438-2.5% | $6,712-35.5% |
| Admin fee / account holder | $10 | $6,410-99.8% | $5,616-99.8% | $11,409-99.9% |