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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,237 | $109,872-47.0% | $98,483-40.9% | $167,536-65.2% |
| Participation rate | 31.8% | 75.8%-44.0pp | 73.3%-41.5pp | 82.1%-50.3pp |
| Annual return | 15.61% | 1959.31%-1943.7pp | 1494.38%-1478.8pp | 478.82%-463.2pp |
| Employer contribution / active EE | $873 | $3,225-72.9% | $2,961-70.5% | $4,839-82.0% |
| Participant deferral / active EE | $3,527 | $4,673-24.5% | $4,276-17.5% | $6,342-44.4% |
| Admin fee / account holder | $57 | $6,757-99.2% | $5,953-99.0% | $12,315-99.5% |