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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,792 | $73,988-16.5% | $96,538-36.0% | $75,177-17.8% |
| Participation rate | 100.0% | 66.4%+33.6pp | 74.3%+25.7pp | 67.2%+32.8pp |
| Annual return | 12.97% | 26.73%-13.8pp | 35.74%-22.8pp | 160.75%-147.8pp |
| Employer contribution / active EE | $7,216 | $2,930+146.3% | $3,740+92.9% | $2,671+170.2% |
| Participant deferral / active EE | $2,529 | $3,660-30.9% | $4,880-48.2% | $4,126-38.7% |
| Admin fee / account holder | $2,973 | $5,220-43.0% | $6,737-55.9% | $5,651-47.4% |