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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,093 | $65,367-38.7% | $92,915-56.9% | $72,976-45.1% |
| Participation rate | 100.0% | 68.3%+31.7pp | 76.0%+24.0pp | 69.5%+30.5pp |
| Annual return | 17.57% | 42.11%-24.5pp | 109.45%-91.9pp | 81.02%-63.4pp |
| Employer contribution / active EE | $5,183 | $2,594+99.8% | $3,653+41.9% | $2,440+112.4% |
| Participant deferral / active EE | $1,976 | $3,128-36.8% | $4,238-53.4% | $3,608-45.2% |
| Admin fee / account holder | $3,899 | $4,251-8.3% | $5,796-32.7% | $5,124-23.9% |