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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,146 | $114,119-46.4% | $107,187-43.0% | $138,895-56.0% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 79.9%+20.1pp |
| Annual return | 15.27% | 273.21%-257.9pp | 204.55%-189.3pp | 145.39%-130.1pp |
| Employer contribution / active EE | $3,292 | $4,059-18.9% | $3,782-13.0% | $4,194-21.5% |
| Participant deferral / active EE | $10,926 | $5,538+97.3% | $5,096+114.4% | $6,396+70.8% |
| Admin fee / account holder | $412 | $10,024-95.9% | $9,162-95.5% | $12,562-96.7% |