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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,122 | $209,428-53.1% | $178,498-45.0% | $158,950-38.3% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 38.53% | 188.78%-150.3pp | 151.09%-112.6pp | 302.91%-264.4pp |
| Employer contribution / active EE | $1,980 | $5,707-65.3% | $5,011-60.5% | $4,762-58.4% |
| Participant deferral / active EE | $5,036 | $5,955-15.4% | $5,202-3.2% | $5,983-15.8% |
| Admin fee / account holder | $1,499 | $17,077-91.2% | $13,985-89.3% | $11,248-86.7% |