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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,711 | $124,336-74.5% | $111,303-71.5% | $167,518-81.1% |
| Participation rate | 93.8% | 79.6%+14.1pp | 77.3%+16.4pp | 82.1%+11.6pp |
| Annual return | 62.31% | 37.45%+24.9pp | 54.66%+7.6pp | 478.71%-416.4pp |
| Employer contribution / active EE | $5,185 | $3,436+50.9% | $2,731+89.8% | $4,838+7.2% |
| Participant deferral / active EE | $8,250 | $5,181+59.2% | $4,487+83.9% | $6,342+30.1% |
| Admin fee / account holder | $484 | $10,623-95.4% | $7,966-93.9% | $12,312-96.1% |