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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,872 | $57,541-77.6% | $95,740-86.6% | $75,173-82.9% |
| Participation rate | 84.6% | 62.5%+22.1pp | 72.3%+12.4pp | 67.2%+17.4pp |
| Annual return | 12.51% | 34.93%-22.4pp | 28.41%-15.9pp | 160.72%-148.2pp |
| Employer contribution / active EE | $1,247 | $1,808-31.0% | $2,836-56.0% | $2,671-53.3% |
| Participant deferral / active EE | $2,255 | $3,074-26.6% | $4,244-46.9% | $4,126-45.3% |
| Admin fee / account holder | $6,955 | $4,099+69.7% | $5,676+22.5% | $5,651+23.1% |