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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,352 | $148,582-51.3% | $135,942-46.8% | $139,456-48.1% |
| Participation rate | 77.8% | 83.9%-6.1pp | 81.9%-4.1pp | 80.3%-2.5pp |
| Annual return | 14.72% | 79.26%-64.5pp | 68.28%-53.6pp | 373.45%-358.7pp |
| Employer contribution / active EE | $0 | $5,245-100.0% | $4,858-100.0% | $4,753-100.0% |
| Participant deferral / active EE | $11,478 | $8,101+41.7% | $7,759+47.9% | $6,711+71.0% |
| Admin fee / account holder | $13,117 | $12,402+5.8% | $10,764+21.9% | $11,407+15.0% |