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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,832 | $108,882-65.3% | $96,754-60.9% | $154,746-75.6% |
| Participation rate | 33.3% | 75.1%-41.7pp | 70.3%-36.9pp | 80.7%-47.4pp |
| Annual return | 20.91% | 98.39%-77.5pp | 82.04%-61.1pp | 172.34%-151.4pp |
| Employer contribution / active EE | $783 | $3,018-74.0% | $2,679-70.8% | $4,379-82.1% |
| Participant deferral / active EE | $1,574 | $5,323-70.4% | $4,758-66.9% | $6,730-76.6% |
| Admin fee / account holder | $2,360 | $10,200-76.9% | $8,905-73.5% | $14,365-83.6% |