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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,829 | $100,073-72.2% | $85,126-67.3% | $145,877-80.9% |
| Participation rate | 29.2% | 74.1%-44.9pp | 67.5%-38.4pp | 80.3%-51.1pp |
| Annual return | 13.45% | 84.11%-70.7pp | 66.63%-53.2pp | 551.28%-537.8pp |
| Employer contribution / active EE | $753 | $3,236-76.7% | $2,731-72.4% | $4,663-83.8% |
| Participant deferral / active EE | $1,784 | $5,294-66.3% | $4,523-60.6% | $6,691-73.3% |
| Admin fee / account holder | $4,743 | $7,261-34.7% | $6,160-23.0% | $13,402-64.6% |