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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,829 | $100,203-72.2% | $85,240-67.4% | $145,897-80.9% |
| Participation rate | 29.2% | 74.1%-44.9pp | 67.5%-38.4pp | 80.3%-51.1pp |
| Annual return | 13.45% | 84.28%-70.8pp | 66.75%-53.3pp | 552.29%-538.8pp |
| Employer contribution / active EE | $753 | $3,242-76.8% | $2,735-72.5% | $4,663-83.8% |
| Participant deferral / active EE | $1,784 | $5,299-66.3% | $4,527-60.6% | $6,689-73.3% |
| Admin fee / account holder | $4,743 | $7,265-34.7% | $6,165-23.1% | $13,390-64.6% |