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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $148,192 | $223,823-33.8% | $211,142-29.8% | $154,746-4.2% |
| Participation rate | 92.9% | 87.9%+5.0pp | 87.3%+5.6pp | 80.7%+12.2pp |
| Annual return | 17.78% | 50.39%-32.6pp | 46.84%-29.1pp | 172.34%-154.6pp |
| Employer contribution / active EE | $7,108 | $6,787+4.7% | $6,442+10.3% | $4,379+62.3% |
| Participant deferral / active EE | $5,963 | $9,750-38.8% | $9,284-35.8% | $6,730-11.4% |
| Admin fee / account holder | $4,019 | $19,707-79.6% | $19,076-78.9% | $14,365-72.0% |