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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,819 | $201,344-45.5% | $184,243-40.4% | $145,877-24.7% |
| Participation rate | 92.3% | 87.5%+4.8pp | 86.8%+5.5pp | 80.3%+12.0pp |
| Annual return | 14.19% | 29.01%-14.8pp | 28.82%-14.6pp | 551.28%-537.1pp |
| Employer contribution / active EE | $6,973 | $7,022-0.7% | $6,427+8.5% | $4,663+49.5% |
| Participant deferral / active EE | $5,856 | $9,807-40.3% | $9,132-35.9% | $6,691-12.5% |
| Admin fee / account holder | $1,825 | $16,382-88.9% | $13,914-86.9% | $13,402-86.4% |