Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 4-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,687 | $77,901-92.7% | $149,717-96.2% | $75,181-92.4% |
| Participation rate | 57.7% | 65.6%-7.8pp | 78.8%-21.0pp | 67.2%-9.5pp |
| Annual return | 38.25% | 31.73%+6.5pp | 134.41%-96.2pp | 160.69%-122.4pp |
| Employer contribution / active EE | $0 | $3,137-100.0% | $4,820-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $1,259 | $3,411-63.1% | $5,682-77.8% | $4,126-69.5% |
| Admin fee / account holder | $799 | $5,949-86.6% | $13,213-94.0% | $5,650-85.9% |