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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,411 | $165,381-90.7% | $149,730-89.7% | $158,966-90.3% |
| Participation rate | 84.6% | 84.6%0pp | 82.5%+2.1pp | 82.0%+2.7pp |
| Annual return | 41.12% | 348.29%-307.2pp | 276.70%-235.6pp | 302.95%-261.8pp |
| Employer contribution / active EE | $2,576 | $5,104-49.5% | $4,645-44.5% | $4,762-45.9% |
| Participant deferral / active EE | $3,663 | $7,182-49.0% | $6,843-46.5% | $5,983-38.8% |
| Admin fee / account holder | $2,976 | $10,809-72.5% | $9,310-68.0% | $11,250-73.5% |