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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $213,291 | $102,429+108.2% | $147,096+45.0% | $80,925+163.6% |
| Participation rate | 98.9% | 75.9%+23.0pp | 82.2%+16.7pp | 67.7%+31.2pp |
| Annual return | 15.50% | 135.02%-119.5pp | 419.75%-404.2pp | 35.65%-20.1pp |
| Employer contribution / active EE | $14,260 | $3,716+283.8% | $4,936+188.9% | $2,756+417.4% |
| Participant deferral / active EE | $12,611 | $6,649+89.7% | $8,071+56.3% | $4,299+193.4% |
| Admin fee / account holder | $733 | $7,957-90.8% | $13,005-94.4% | $6,940-89.4% |