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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,085 | $110,337-86.3% | $102,383-85.3% | $145,877-89.7% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 9.65% | 24.83%-15.2pp | 24.94%-15.3pp | 551.28%-541.6pp |
| Employer contribution / active EE | $0 | $4,216-100.0% | $3,870-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $3,633 | $5,621-35.4% | $5,060-28.2% | $6,691-45.7% |
| Admin fee / account holder | $14,270 | $9,750+46.4% | $8,391+70.1% | $13,402+6.5% |