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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,641 | $183,627-44.1% | $155,602-34.0% | $145,978-29.7% |
| Participation rate | 77.8% | 82.7%-4.9pp | 78.2%-0.4pp | 80.3%-2.5pp |
| Annual return | 11.07% | 61.32%-50.2pp | 64.81%-53.7pp | 550.52%-539.5pp |
| Employer contribution / active EE | $6,662 | $5,316+25.3% | $4,675+42.5% | $4,662+42.9% |
| Participant deferral / active EE | $4,077 | $6,466-36.9% | $5,629-27.6% | $6,690-39.1% |
| Admin fee / account holder | $504 | $19,327-97.4% | $15,923-96.8% | $13,400-96.2% |