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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,167 | $138,102-79.6% | $125,381-77.5% | $134,532-79.1% |
| Participation rate | 63.6% | 84.5%-20.9pp | 82.4%-18.7pp | 81.2%-17.6pp |
| Annual return | -16.59% | 750.73%-767.3pp | 572.31%-588.9pp | 418.27%-434.9pp |
| Employer contribution / active EE | $1,218 | $5,245-76.8% | $4,815-74.7% | $4,741-74.3% |
| Participant deferral / active EE | $7,833 | $7,801+0.4% | $7,448+5.2% | $6,401+22.4% |
| Admin fee / account holder | $1,198 | $11,568-89.6% | $10,007-88.0% | $11,429-89.5% |