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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,502 | $95,188-80.6% | $76,518-75.8% | $135,380-86.3% |
| Participation rate | 66.7% | 74.4%-7.7pp | 68.0%-1.3pp | 82.6%-16.0pp |
| Annual return | -8.13% | 4.85%-13.0pp | -0.27%-7.9pp | 519.81%-527.9pp |
| Employer contribution / active EE | $1,428 | $3,303-56.8% | $2,647-46.0% | $4,779-70.1% |
| Participant deferral / active EE | $9,325 | $4,640+101.0% | $3,836+143.1% | $5,609+66.2% |
| Admin fee / account holder | $7,238 | $6,249+15.8% | $4,849+49.3% | $10,828-33.2% |