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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,289 | $68,394-3.1% | $94,672-30.0% | $75,177-11.8% |
| Participation rate | 60.0% | 76.1%-16.1pp | 80.8%-20.8pp | 67.2%-7.2pp |
| Annual return | 21.19% | 616.92%-595.7pp | 156.89%-135.7pp | 160.75%-139.6pp |
| Employer contribution / active EE | $3,467 | $2,701+28.3% | $3,673-5.6% | $2,671+29.8% |
| Participant deferral / active EE | $5,457 | $6,536-16.5% | $7,417-26.4% | $4,126+32.2% |
| Admin fee / account holder | $6,293 | $5,326+18.2% | $7,222-12.9% | $5,651+11.3% |