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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,692 | $124,175-6.8% | $108,405+6.7% | $167,536-30.9% |
| Participation rate | 75.0% | 82.3%-7.3pp | 80.1%-5.1pp | 82.1%-7.1pp |
| Annual return | 16.52% | 1380.13%-1363.6pp | 905.55%-889.0pp | 478.82%-462.3pp |
| Employer contribution / active EE | $2,760 | $4,188-34.1% | $3,559-22.4% | $4,839-43.0% |
| Participant deferral / active EE | $5,704 | $6,908-17.4% | $6,563-13.1% | $6,342-10.1% |
| Admin fee / account holder | $8,183 | $9,457-13.5% | $7,297+12.2% | $12,315-33.5% |