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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $261,895 | $127,387+105.6% | $115,038+127.7% | $125,389+108.9% |
| Participation rate | 100.0% | 84.2%+15.8pp | 81.4%+18.6pp | 83.2%+16.8pp |
| Annual return | -6.03% | 31.28%-37.3pp | 26.14%-32.2pp | 282.24%-288.3pp |
| Employer contribution / active EE | $2,862 | $5,166-44.6% | $4,608-37.9% | $4,866-41.2% |
| Participant deferral / active EE | $10,912 | $6,423+69.9% | $6,026+81.1% | $5,352+103.9% |
| Admin fee / account holder | $4,187 | $9,516-56.0% | $8,175-48.8% | $9,541-56.1% |