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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,126 | $197,625-74.6% | $177,840-71.8% | $158,966-68.5% |
| Participation rate | 50.0% | 88.5%-38.5pp | 87.7%-37.7pp | 82.0%-32.0pp |
| Annual return | 52.76% | 58.76%-6.0pp | 48.32%+4.4pp | 302.95%-250.2pp |
| Employer contribution / active EE | $5,417 | $6,698-19.1% | $5,919-8.5% | $4,762+13.7% |
| Participant deferral / active EE | $9,750 | $8,405+16.0% | $7,714+26.4% | $5,983+63.0% |
| Admin fee / account holder | $175 | $15,405-98.9% | $12,431-98.6% | $11,250-98.4% |