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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,923 | $176,077-62.0% | $159,455-58.0% | $167,518-60.1% |
| Participation rate | 83.3% | 84.9%-1.6pp | 82.8%+0.5pp | 82.1%+1.2pp |
| Annual return | 24.31% | 331.83%-307.5pp | 263.63%-239.3pp | 478.71%-454.4pp |
| Employer contribution / active EE | $2,392 | $5,298-54.9% | $4,830-50.5% | $4,838-50.6% |
| Participant deferral / active EE | $6,889 | $7,751-11.1% | $7,353-6.3% | $6,342+8.6% |
| Admin fee / account holder | $9,367 | $12,556-25.4% | $10,800-13.3% | $12,312-23.9% |