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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,704 | $109,411-94.8% | $89,435-93.6% | $158,982-96.4% |
| Participation rate | 100.0% | 74.3%+25.7pp | 68.0%+32.0pp | 82.0%+18.0pp |
| Annual return | 20.45% | 345.68%-325.2pp | 245.55%-225.1pp | 302.99%-282.5pp |
| Employer contribution / active EE | $1,346 | $3,173-57.6% | $2,587-48.0% | $4,763-71.7% |
| Participant deferral / active EE | $1,435 | $4,600-68.8% | $3,890-63.1% | $5,983-76.0% |
| Admin fee / account holder | $597 | $6,159-90.3% | $4,884-87.8% | $11,252-94.7% |