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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,339 | $104,953-95.9% | $84,637-94.9% | $152,909-97.2% |
| Participation rate | 100.0% | 74.8%+25.2pp | 68.2%+31.8pp | 82.5%+17.5pp |
| Annual return | 33.18% | 373.94%-340.8pp | 258.82%-225.6pp | 345.46%-312.3pp |
| Employer contribution / active EE | $1,507 | $3,304-54.4% | $2,653-43.2% | $4,764-68.4% |
| Participant deferral / active EE | $1,521 | $4,691-67.6% | $3,900-61.0% | $5,851-74.0% |
| Admin fee / account holder | $620 | $6,244-90.1% | $4,914-87.4% | $11,601-94.7% |