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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $257,823 | $127,387+102.4% | $115,038+124.1% | $125,389+105.6% |
| Participation rate | 71.4% | 84.2%-12.7pp | 81.4%-9.9pp | 83.2%-11.8pp |
| Annual return | -4.97% | 31.28%-36.2pp | 26.14%-31.1pp | 282.24%-287.2pp |
| Employer contribution / active EE | $1,773 | $5,166-65.7% | $4,608-61.5% | $4,866-63.6% |
| Participant deferral / active EE | $6,041 | $6,423-5.9% | $6,026+0.2% | $5,352+12.9% |
| Admin fee / account holder | $1,313 | $9,516-86.2% | $8,175-83.9% | $9,541-86.2% |