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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,286 | $75,935+38.7% | $60,547+73.9% | $125,388-16.0% |
| Participation rate | 88.9% | 76.5%+12.4pp | 68.0%+20.9pp | 83.2%+5.7pp |
| Annual return | -2.17% | -5.38%+3.2pp | 335.64%-337.8pp | 282.24%-284.4pp |
| Employer contribution / active EE | $0 | $3,438-100.0% | $2,419-100.0% | $4,866-100.0% |
| Participant deferral / active EE | $7,198 | $4,506+59.7% | $3,328+116.3% | $5,352+34.5% |
| Admin fee / account holder | $1,949 | $6,768-71.2% | $4,536-57.0% | $9,541-79.6% |