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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,559 | $183,592-71.9% | $155,574-66.9% | $145,877-64.7% |
| Participation rate | 38.9% | 82.7%-43.8pp | 78.2%-39.3pp | 80.3%-41.4pp |
| Annual return | 15.48% | 61.37%-45.9pp | 64.87%-49.4pp | 551.28%-535.8pp |
| Employer contribution / active EE | $1,265 | $5,317-76.2% | $4,676-72.9% | $4,663-72.9% |
| Participant deferral / active EE | $3,405 | $6,466-47.3% | $5,629-39.5% | $6,691-49.1% |
| Admin fee / account holder | $16,413 | $19,316-15.0% | $15,914+3.1% | $13,402+22.5% |