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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,996 | $175,231-69.2% | $149,696-63.9% | $139,466-61.3% |
| Participation rate | 35.0% | 83.4%-48.4pp | 78.8%-43.8pp | 80.3%-45.3pp |
| Annual return | 20.89% | 166.77%-145.9pp | 134.46%-113.6pp | 373.66%-352.8pp |
| Employer contribution / active EE | $1,223 | $5,478-77.7% | $4,821-74.6% | $4,754-74.3% |
| Participant deferral / active EE | $3,193 | $6,521-51.0% | $5,682-43.8% | $6,712-52.4% |
| Admin fee / account holder | $8 | $16,155-99.9% | $13,212-99.9% | $11,409-99.9% |