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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,559 | $183,539-71.9% | $155,556-66.9% | $145,897-64.7% |
| Participation rate | 38.9% | 82.7%-43.8pp | 78.2%-39.3pp | 80.3%-41.4pp |
| Annual return | 15.48% | 61.31%-45.8pp | 64.84%-49.4pp | 552.29%-536.8pp |
| Employer contribution / active EE | $1,265 | $5,315-76.2% | $4,675-72.9% | $4,663-72.9% |
| Participant deferral / active EE | $3,405 | $6,467-47.3% | $5,631-39.5% | $6,689-49.1% |
| Admin fee / account holder | $16,413 | $19,275-14.8% | $15,885+3.3% | $13,390+22.6% |