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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,000 | $82,674-92.7% | $125,363-95.2% | $68,495-91.2% |
| Participation rate | 84.6% | 75.0%+9.6pp | 82.4%+2.2pp | 67.9%+16.7pp |
| Annual return | 5.66% | -5.97%+11.6pp | 572.15%-566.5pp | -7.84%+13.5pp |
| Employer contribution / active EE | $3,275 | $3,382-3.2% | $4,815-32.0% | $2,596+26.1% |
| Participant deferral / active EE | $6,762 | $6,111+10.6% | $7,447-9.2% | $4,028+67.9% |
| Admin fee / account holder | $1,624 | $6,276-74.1% | $10,005-83.8% | $5,403-69.9% |