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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,832 | $160,059-77.6% | $140,019-74.4% | $135,380-73.5% |
| Participation rate | 0.0% | 88.5%-88.5pp | 87.5%-87.5pp | 82.6%-82.6pp |
| Annual return | -9.48% | 911.48%-921.0pp | 651.17%-660.6pp | 519.81%-529.3pp |
| Employer contribution / active EE | $1,957 | $6,420-69.5% | $5,605-65.1% | $4,779-59.0% |
| Participant deferral / active EE | $7,500 | $7,641-1.8% | $6,927+8.3% | $5,609+33.7% |
| Admin fee / account holder | $0 | $13,328-100.0% | $10,705-100.0% | $10,828-100.0% |