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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,788 | $176,120-6.4% | $159,487+3.3% | $167,553-1.7% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 13.12% | 331.95%-318.8pp | 263.71%-250.6pp | 478.89%-465.8pp |
| Employer contribution / active EE | $16,429 | $5,299+210.0% | $4,831+240.0% | $4,840+239.5% |
| Participant deferral / active EE | $10,334 | $7,752+33.3% | $7,354+40.5% | $6,343+62.9% |
| Admin fee / account holder | $2,062 | $12,561-83.6% | $10,804-80.9% | $12,316-83.3% |