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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,642 | $157,304-27.8% | $141,197-19.5% | $152,909-25.7% |
| Participation rate | 92.3% | 84.8%+7.5pp | 82.5%+9.8pp | 82.5%+9.9pp |
| Annual return | 27.24% | 64.34%-37.1pp | 71.41%-44.2pp | 345.46%-318.2pp |
| Employer contribution / active EE | $13,904 | $5,263+164.2% | $4,736+193.6% | $4,764+191.9% |
| Participant deferral / active EE | $8,404 | $7,111+18.2% | $6,710+25.2% | $5,851+43.6% |
| Admin fee / account holder | $2,012 | $12,126-83.4% | $10,265-80.4% | $11,601-82.7% |