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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $899,152 | $154,754+481.0% | $124,206+623.9% | $138,895+547.4% |
| Participation rate | 100.0% | 75.5%+24.5pp | 69.6%+30.4pp | 79.9%+20.1pp |
| Annual return | 10.18% | 709.28%-699.1pp | 515.27%-505.1pp | 145.39%-135.2pp |
| Employer contribution / active EE | $33,131 | $4,446+645.2% | $3,540+835.9% | $4,194+689.9% |
| Participant deferral / active EE | $15,667 | $4,621+239.0% | $3,968+294.9% | $6,396+144.9% |
| Admin fee / account holder | $8,037 | $6,690+20.1% | $5,929+35.6% | $12,562-36.0% |