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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,738 | $88,710+85.7% | $81,783+101.4% | $145,959+12.9% |
| Participation rate | 100.0% | 75.0%+25.0pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | -52.75% | 1027.26%-1080.0pp | 775.05%-827.8pp | 561.95%-614.7pp |
| Employer contribution / active EE | $10,282 | $3,083+233.5% | $2,913+253.0% | $4,661+120.6% |
| Participant deferral / active EE | $6,950 | $4,645+49.6% | $4,320+60.9% | $6,689+3.9% |
| Admin fee / account holder | $18,324 | $8,407+118.0% | $7,380+148.3% | $13,398+36.8% |