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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,556 | $175,257-34.6% | $149,717-23.5% | $139,456-17.9% |
| Participation rate | 75.0% | 83.4%-8.4pp | 78.8%-3.8pp | 80.3%-5.3pp |
| Annual return | 24.46% | 166.70%-142.2pp | 134.41%-109.9pp | 373.45%-349.0pp |
| Employer contribution / active EE | $10,843 | $5,477+98.0% | $4,820+125.0% | $4,753+128.1% |
| Participant deferral / active EE | $4,063 | $6,521-37.7% | $5,682-28.5% | $6,711-39.5% |
| Admin fee / account holder | $1,062 | $16,156-93.4% | $13,213-92.0% | $11,407-90.7% |