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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,396 | $167,362-35.8% | $143,799-25.3% | $134,532-20.2% |
| Participation rate | 50.0% | 84.8%-34.8pp | 80.3%-30.3pp | 81.2%-31.2pp |
| Annual return | -19.58% | 0.47%-20.1pp | -0.04%-19.5pp | 418.27%-437.8pp |
| Employer contribution / active EE | $15,243 | $5,620+171.2% | $4,952+207.8% | $4,741+221.5% |
| Participant deferral / active EE | $4,500 | $6,447-30.2% | $5,638-20.2% | $6,401-29.7% |
| Admin fee / account holder | $1,411 | $18,094-92.2% | $14,677-90.4% | $11,429-87.7% |