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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,872 | $123,982-88.8% | $69,701-80.1% | $145,959-90.5% |
| Participation rate | 66.7% | 69.2%-2.5pp | 66.4%+0.2pp | 80.3%-13.6pp |
| Annual return | 9.69% | 191.01%-181.3pp | 100.32%-90.6pp | 561.95%-552.3pp |
| Employer contribution / active EE | $0 | $2,681-100.0% | $1,713-100.0% | $4,661-100.0% |
| Participant deferral / active EE | $4,712 | $4,236+11.2% | $2,887+63.2% | $6,689-29.6% |
| Admin fee / account holder | $14,832 | $7,867+88.5% | $4,717+214.5% | $13,398+10.7% |