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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,612 | $56,484+2.0% | $169,452-66.0% | $64,173-10.2% |
| Participation rate | 58.0% | 64.5%-6.5pp | 77.8%-19.8pp | 69.6%-11.6pp |
| Annual return | -6.26% | -1.55%-4.7pp | 1.83%-8.1pp | 7.63%-13.9pp |
| Employer contribution / active EE | $456 | $1,832-75.1% | $4,157-89.0% | $2,381-80.9% |
| Participant deferral / active EE | $1,905 | $3,448-44.7% | $5,277-63.9% | $3,470-45.1% |
| Admin fee / account holder | $878 | $4,174-79.0% | $9,110-90.4% | $4,887-82.0% |