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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,758 | $62,672+16.1% | $185,117-60.7% | $70,126+3.8% |
| Participation rate | 59.0% | 63.8%-4.8pp | 77.3%-18.3pp | 69.5%-10.6pp |
| Annual return | 20.12% | 40.79%-20.7pp | 40.50%-20.4pp | 73.15%-53.0pp |
| Employer contribution / active EE | $494 | $1,753-71.8% | $4,182-88.2% | $2,343-78.9% |
| Participant deferral / active EE | $2,175 | $3,272-33.5% | $5,045-56.9% | $3,332-34.7% |
| Admin fee / account holder | $492 | $3,932-87.5% | $8,159-94.0% | $4,645-89.4% |